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BRD Wallet - Fees, Account Levels and Daily Limits

When you choose to buy Bitcoin from your BRD Wallet, your order is processed by Coinify.  

While you are in the process of creating your first Buy Order from your BRD wallet, you will be asked to sign up for Coinify and accept our terms and conditions. This is needed to create a trader profile with your email address in our system which will allow us to process your orders.

Please note: 

1. Fees

If you are buying Bitcoin from your BRD Wallet, the fees displayed below will apply to your orders:

  • Buy Bitcoin with a Card Order: 4%
  • Buy Bitcoin with a Bank Order: 1%

2. Levels

Trade profiles, in our system, are structured on 3 levels - each one has own limits and requirements to upgrade. New customers start at Level 1 by default and move up as they place more orders and complete the identity verification requirements.

Level 1: 

Level 1 is the initial level and all new traders start at this level. To advance to level 2 you need to go through an identity verification process which requires uploading an identity document such as a passport, national ID or driver’s license. You can find out how to do this here.

  ❗Please Note that at this level you:

  •  Can buy with credit/debit card, i.e. create card orders.      
  • Can't buy with bank transfer, i.e. create Bank Orders. To be able to do that, you need to advance to level 2. 
  • The verification process can take up to 48 hrs. If there is anything obstructing the verification our Compliance department will contact you with further instructions if needed and clarification of the situation.

Level 2:

Once your identity has been verified, you will be able to buy using both currently available payment methods - buy with Credit/Debit Card and buy with Bank Transfer. Your buy daily limits will also increase. 


To upgrade your account to Level 3 you will have to reach a total of at least €1,000 bank buy orders completed and wait 5 days security delay. During the 5 days security delay, you will be able to trade as normal still having the Level 2 limits.

Level 3: 

Advancing to level 3 will increase your buy order daily limit for Bank Orders and Card orders.

3. Daily Limits

⚠️ *daily = 24 hrs cycle. For example, if you have reached your daily limit at 05:00 p.m. in the afternoon, you will have to wait until next day 05:00 p.m. until your limit is reset.

Find below the level structure and daily limits for customers buying from their BRD Wallet:


Buy with SEPA Bank Transfer

Buy with Card
Level 1
Min. Order Amount
50 €
Max. Daily Purchase Limit
ONLY for first order *100 €/ all following orders 300 €
Level 2
Min. Order Amount
50 €
50 €
Max. Daily Purchase Limit
3000 €
ONLY for first order *100 €/ all following orders 800 €
Level 3
Min. Order Amount
50 €
50 €
Max. Daily Purchase Limit
10 000 €
3000 €
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Published Date = 07/12/2018
Last Updated Date = 17/12/2019
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