The SEPA (Single Euro Payment Area) includes the following countries:
The 28 EU States:
Austria, Germany, Netherlands, Belgium, Greece, Poland, Bulgaria, Hungary, Portugal, Cyprus, Ireland, Romania, Czech Republic, Italy, Slovak Republic, Denmark, Latvia, Slovenia, Estonia, Lithuania, Spain, Finland, Luxembourg, Sweden, France, Malta, United Kingdom and Croatia.
Other Territories:
Iceland, Monaco, Switzerland, Liechtenstein, Norway, San Marino.